At a glance Shape the future of Credit Risk Monitoring. As a Business Developer, you will combine credit risk expertise, business analysis, data, process insight and technology to deliver scalable monitoring and risk assessment solutions across the credit value chain. Working at the intersection of Risk, business, Finance, Data and IT, you will help strengthen how the bank identifies, assesses and responds to changing credit risk, from origination and ongoing monitoring to remediation and reporting. Your Work The credit value chain brings together customer and facility data, risk signals, ratings, collateral, covenants and portfolio insights. Success depends on clear processes, reliable data, effective controls and accountable ownership. You will design and improve monitoring and assessment solutions at obligor and portfolio level, turning data and process insights into improvements that can be implemented and scaled. In this role, you will: Independently drive topics from analysis through implementation, proactively managing dependencies, risks and delivery progress.  Align stakeholders across Credit Risk, Business, Finance, Operations, Data and IT on needs, requirements and acceptance criteria. Translate policy, methodology and regulation into functional designs, data requirements, process flows, user stories and tests. Design and improve monitoring and assessment processes, including periodic reviews, event- and risk-based signalling, credit reviews and escalation paths. Analyse credit risk data, trends and exceptions to identify root causes and improvement opportunities. Define, execute and improve business controls that safeguard complete, accurate, timely and traceable outcomes. Coordinate impact assessments and testing across interconnected systems and teams in the credit value chain. Drive operational readiness, releases, issue resolution and continuous improvement. Maintain clear documentation and evidence for control, auditability and knowledge transfer. Communicate analysis, risks, decisions and progress clearly to specialist and senior stakeholders. Drive implementation of the new Credit Risk Monitoring framework, translating strategic objectives into scalable monitoring and risk assessment capabilities across the credit value chain. Your job The Credit Risk Monitoring & Risk Assessment service area connects business, Credit Risk, Finance, Data and IT across the credit lifecycle. You will translate policy, methodology, regulatory expectations and business needs into clear processes, data requirements, controls and functional solutions. Your work will support consistent assessments, earlier risk detection and better decisions. You will work in a multidisciplinary DevOps team, moving quickly from idea to implementation while safeguarding critical monitoring and assessment services. Working environment You will work across obligor monitoring, portfolio oversight and risk assessment, with direct links to origination, provisions, capital and reporting. You will connect product owners, domain experts, Credit Risk specialists, business representatives, data owners, architects and engineers to clarify choices, ownership and dependencies. The bank is renewing its Credit Risk Monitoring framework through a major strategic programme. You will help implement the new risk assessment and monitoring framework and build an efficient, consistent and future-proof solution. The programme is in an intensive set-up and delivery phase, offering high pace, creative scope and visible impact. Your profile Experience & skills Master's degree in Finance, Economics, Econometrics, Business Administration, Data, Information Management or a related field, or equivalent professional experience. 5-10 years' experience in banking, financial services or another complex regulated environment. Strong knowledge of the credit risk value chain, including origination, assessment, monitoring, remediation, provisions and portfolio management. Experience in Credit Risk Monitoring, Risk Assessment or a related credit risk domain. Experience translating business, policy, methodology and regulatory requirements into processes, data requirements and functional solutions. Strong analytical and quantitative skills, including working with large datasets, data flows and controls to identify insights and improvement opportunities. Experience with SQL or similar analytical tooling; knowledge of data quality, data lineage and control frameworks is an advantage. Proven experience coordinating cross-functional initiatives across business, Risk, Finance, Data and IT stakeholders. Experience working in Agile or DevOps environments. Ability to prepare clear decision papers, risk memoranda and communications for senior management, audit and regulatory audiences. Experience in regulatory-driven change and engagement with Audit, Compliance and supervisory stakeholders. Strong communication, stakeholder management and influencing skills. Comfortable working in fast-paced transformation programmes, creating structure in ambiguity and driving delivery through collaboration. We are offering We believe it is important to be a good employer. Joining us means stepping into a role with impact, supported by excellent employment conditions that foster your job satisfaction, development, and wellbeing. In addition, we offer: An attractive gross monthly salary based on a 36-hour work week, including holiday allowanceand a flexible benefit budget. An excellent pension scheme, ensuring that you are well prepared for the future. Flexibility in working: working from home is possible in consultation with your team and depending on your role. We will provide an ergonomic home office setup for you. Plenty of room for relaxation with five weeks of vacation per year, supplemented by two mandatory days off. You can also purchase up to four additional weeks of vacation annually. Five “Banking for better days”: extra days off that you can use for personal development or volunteer work. Personal development is key: you receive a development budget of €1,000 per year, which can accumulate up to €3,000. An annual public transport pass with free public transportation throughout the Netherlands for both business and private use. You can find more information about our employment conditions and salary scales in our Collective Labour Agreement (CLA), which applies to this vacancy. Interested? Please apply now! Your Future: Inclusive, Innovative, Sustainable At ABN AMRO, we believe in "Banking for better, for generations to come." Equal opportunities for everyone are a crucial foundation, as we strive for an inclusive culture where all employees feel seen, heard, and valued. Our vision of being a personal bank in the digital age aligns perfectly with the demand for surprising insights and innovative solutions, born from a diverse interplay of cultures and experiences. We focus on customer experience, sustainability, and building a future-proof bank, conducting annual reviews to ensure equal pay for equal work. Join a bank that embraces ingenuity and ambition, and make an impact with us for a better future. If you want to apply for the B-Able or Reboot program, make sure to mention it both in the title and the content of your resume. Use of AI in our application process You’re welcome to use AI to help write your CV or cover letter, as long as it reflects your own story. We review every application personally and without AI. During interviews, real time AI tools may not be used. With your permission, interviews can be recorded and supported by AI. This helps us keep the process fair, careful, and transparent.